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Florida Mortgage

At Loan Yap, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. That said, the availability of mortgages down payments as low as 3% (FHA requires 3.5%, Conventional 97, HomeReady and HomePossible all as little as 3%) mean that you might not need to save for years to have enough for a down payment (even if a larger down payment is usually a good idea).
Additionally, the Michigan State Housing Development Authority (MSHDA), which provides first-time homebuyers with down payment assistance, listed Mortgage 1 as its No. 1 approved lender for the past five years, indicating that Mortgage 1 is well-versed in MSHDA's MI Home Loan program, and works closely with the Authority to make home ownership affordable for Michigan residents.



The FHA loan requirements are; 1.) You must have a credit score of at least 500; 2.) Income which can be verified using W-2 statements and paystubs, or federal tax returns; 3.) No history of bankruptcy, foreclosure, or short sale within the last 12 months.
Among the three, J.G. Wentworth also received the lowest ratio of complaints-to-mortgage-originations as recorded by the Consumer Financial Protection Bureau over the past five years, surpassing USAA and Veterans United in both rates and customer service.

We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders. Quick Pre-Approvals, great rates and closing costs. Our mortgage blog keeps you up to date on the best ways to manage loans & credit scores, as well as the top news in the mortgage lender industry.
With Rocket Mortgage® by Quicken Loans, our faster, simpler and totally online way to get a mortgage, you can quickly see how much you can afford and customize your mortgage options. Since 2003 Advanced Mortgage Lenders Co. has been helping Florida home owners with their various financial needs.
A no down payment mortgage allows first-time home buyers and repeat home buyers to purchase property with no money required at closing except standard closing costs. The 30-year fixed-rate loan is the most common term in the United States, but as the economy has went through more frequent booms & busts this century it can make sense to purchase a smaller home with a 15-year mortgage.
Backed by Fannie Mae and available from nearly every U.S. lender, the HomeReady mortgage offers below market mortgage rates, reduced mortgage insurance costs, and hassle free home loans the most innovative underwriting idea on more than a decade. About Site - Castle & Cooke Mortgage is one of the nation's leading independent mortgage lenders.

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